How It Works
Enter your ZIP code and tell us you need a non-owner SR-22
Get matched with carriers who write non-owner SR-22 policies in your state
Choose your policy and your insurer files the SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don’t need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility filed by your insurer with the state DMV. Required after DUI convictions, multiple violations, or license suspensions in 49 states.
Liability Insurance
Covers bodily injury and property damage you cause to others. Minimum state limits range from 25/50/25 in California to 50/100/25 in Alaska.
Uninsured Motorist Coverage
Protects you when hit by a driver with no insurance. Required in 20 states and recommended in states with uninsured rates above 10%.
Non-Standard Auto Insurance
Coverage from carriers specializing in high-risk drivers with DUIs, accidents, or lapses. Non-standard carriers file SR-22s and offer payment plans for drivers with credit issues.
Comprehensive Coverage
Covers theft, vandalism, weather, and animal strikes. Not required by states but may be required by lenders if you're financing a vehicle.
Collision Coverage
Pays to repair your vehicle after an accident regardless of fault. Required by lenders for financed or leased vehicles with deductibles typically ranging from $250 to $1,000.
