Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama SR-22 & High-Risk Auto Insurance RatesAlabama SR-22 filing costs $15–$50 and lasts 3 years. High-risk premiums average $2,400–$5,200 annually. Compare non-standard carrier rates.
Alaska cityscape and street view
Alaska SR-22 & High-Risk Auto Insurance (2025)Alaska SR-22 filing costs $15–$35 for DUI, suspensions. 3-year requirement. High-risk rates: $200–$400/mo. Compare non-standard carriers.
Arizona cityscape and street view
Arizona SR-22 & High-Risk Auto Insurance GuideArizona SR-22 lasts 3 years after DUI or suspension. Filing costs $15–$35; high-risk premiums average $2,400–$4,800/year. Compare carriers.
Arkansas cityscape and street view
Arkansas SR-22 Insurance & High-Risk Auto CoverageArkansas SR-22 required for 3 years after DUI or suspension. High-risk rates: $2,200–$4,600/yr. Compare carriers offering SR-22 filing.
California cityscape and street view
California SR-22 Insurance | High-Risk Auto CoverageCalifornia SR-22 lasts 3 years after DUI or suspension. High-risk insurance costs $2,400–$5,200/yr. Filing fees $15–$25. Compare carriers now.
Colorado cityscape and street view
Colorado SR-22 & High-Risk Auto Insurance GuideColorado SR-22 filing lasts 3 years after DUI or suspension. High-risk premiums average $2,400–$5,200/yr. Filing costs $15–$50.
Connecticut cityscape and street view
Connecticut SR-22 & High-Risk Auto Insurance GuideConnecticut SR-22 lasts 3 years and costs $15–$50 to file. High-risk premiums range $2,200–$5,400/yr. DUI, suspension, and lapse coverage options.
Delaware cityscape and street view
Delaware SR-22 & High-Risk Auto Insurance RatesDelaware SR-22 insurance costs $2,200–$4,500/yr. 3-year filing required for DUI, uninsured driving. Compare high-risk quotes.
Florida cityscape and street view
Florida FR-44 & SR-22 Insurance | High-Risk CoverageFlorida requires FR-44 for DUI (not SR-22), costing $2,800–$5,200/year. 3-year filing. Compare high-risk carriers and reinstatement options.
Georgia cityscape and street view
Georgia SR-22 & High-Risk Auto Insurance (2025)Georgia SR-22 filing lasts 3 years after DUI or violations. High-risk rates: $2,200–$5,000/year. Find non-standard carriers and reinstatement help.
Hawaii cityscape and street view
Hawaii SR-22 & High-Risk Auto Insurance GuideHawaii SR-22 filing costs $15–$25, lasts 3 years, and increases DUI premiums $2,800–$5,200/yr. Compare high-risk carriers and reinstatement options.
Idaho cityscape and street view
Idaho SR-22 Insurance & High-Risk Auto CoverageIdaho SR-22 filing lasts 3 years and costs $15–$35. High-risk rates average $2,400–$5,200/year. Compare non-standard carriers for DUI and violations.
Illinois cityscape and street view
Illinois SR-22 Insurance: Requirements & High-Risk RatesIllinois SR-22 filing lasts 3 years and costs $15–$35, but high-risk premiums average $2,400–$5,200/year. Get quotes after DUI, suspension, or violations.
Indiana cityscape and street view
Indiana SR-22 & High-Risk Auto Insurance GuideIndiana SR-22 lasts 3 years after DUI or suspension. Filing costs $15–$50, but high-risk premiums average $2,400–$5,200/yr. Compare carriers.
Iowa cityscape and street view
Iowa SR-22 Insurance: DUI & High-Risk CoverageIowa SR-22 lasts 2 years and costs $15–$50 to file. High-risk premiums average $2,200–$5,400/yr. Compare non-standard carriers.
Kansas cityscape and street view
Kansas SR-22 Insurance | High-Risk Auto CoverageKansas SR-22 filing lasts 3 years and costs $15–$35. High-risk premiums average $2,200–$4,500/yr. Compare non-standard carriers.
Kentucky cityscape and street view
Kentucky SR-22 & High-Risk Auto Insurance GuideKentucky SR-22 lasts 3 years for DUI. Filing costs $15–$50. High-risk rates: $2,400–$5,200/year. Compare carriers that accept SR-22 drivers.
Louisiana cityscape and street view
Louisiana SR-22 & High-Risk Auto Insurance RatesLouisiana SR-22 lasts 3 years and costs $15–$35 to file. High-risk premiums average $2,200–$4,800/year. Compare non-standard carriers.
Maine cityscape and street view
Maine SR-22 & High-Risk Auto Insurance (2025 Rates)Maine SR-22 filing costs $15–$35 and lasts 3 years. High-risk insurance runs $2,200–$4,500/year. Compare rates for DUI, suspension, violations.
Maryland cityscape and street view
Maryland SR-22 & High-Risk Auto Insurance GuideMaryland SR-22 lasts 3 years for DUI, costs $15–$50 to file, but high-risk premiums run $2,600–$6,800/yr. Find carriers and reduce rates.
Massachusetts cityscape and street view
Massachusetts SR-22 & High-Risk Auto Insurance GuideMassachusetts uses electronic insurance monitoring—no SR-22 form required. High-risk coverage costs $2,800–$5,200/yr. Get quotes from non-standard carriers.
Michigan cityscape and street view
Michigan SR-22 Insurance | High-Risk Auto CoverageMichigan SR-22 filing lasts 2 years minimum, costs $15–$25 to file. High-risk premiums average $2,800–$5,400/yr. Compare non-standard carriers.
Minnesota cityscape and street view
Minnesota SR-22 & High-Risk Auto Insurance (2025)Minnesota SR-22 lasts 3 years and costs $15–$35 to file. High-risk premiums average $2,400–$5,200/yr for DUI and violations. Compare non-standard carriers.
Mississippi cityscape and street view
Mississippi SR-22 & High-Risk Auto Insurance GuideMississippi SR-22 filing lasts 3 years and costs $15–$50. High-risk premiums average $2,200–$4,500/year. Compare DUI and non-standard coverage.
Missouri cityscape and street view
Missouri SR-22 Insurance & High-Risk Auto QuotesSR-22 in Missouri costs $15–$25 to file and lasts 2 years. High-risk premiums average $2,200–$4,800/yr. Compare quotes for DUI and suspended license coverage.
Montana cityscape and street view
Montana SR-22 & High-Risk Auto Insurance GuideMontana SR-22 filing lasts 3 years after DUI or violations. High-risk premiums average $2,400–$4,800/yr. Compare non-standard carriers and rates.
Nebraska cityscape and street view
Nebraska SR-22 Insurance: Costs & High-Risk CoverageNebraska SR-22 filing costs $15–$35 but premiums average $2,200–$4,500/year. Required 3 years for DUIs and suspensions. Compare non-standard carriers.
Nevada cityscape and street view
Nevada SR-22 & High-Risk Auto Insurance RatesNevada SR-22 filing lasts 3 years after DUI or violations. High-risk rates: $2,200–$5,400/year. Find coverage options and carriers.
New Hampshire cityscape and street view
New Hampshire SR-22 & High-Risk Auto Insurance (2025)NH SR-22 costs $15–$35 to file, lasts 3 years, and increases premiums to $2,200–$5,400/year. DUI, suspension, and violation coverage guide.
New Mexico cityscape and street view
New Mexico SR-22 & High-Risk Auto Insurance GuideSR-22 in New Mexico costs $15–$50 to file, lasts 3 years, and requires continuous coverage. High-risk rates: $2,200–$4,500/year.
New York cityscape and street view
New York SR-22 & High-Risk Auto Insurance GuideNew York requires FS-1 filing for DUI and suspensions. High-risk insurance costs $2,800–$5,200/year. Get coverage after violations.
New Jersey cityscape and street view
NJ SR-22 & High-Risk Auto Insurance | PAIP GuideNew Jersey doesn't use SR-22. High-risk drivers are assigned to NJ PAIP. Rates: $3,200–$6,400/yr. DUI surcharge: $1,000/yr × 3 years.
North Carolina cityscape and street view
North Carolina SR-22 & High-Risk Auto Insurance GuideNC requires SR-22 for 3 years post-DUI/suspension. Filing costs $15–$50; high-risk rates run $2,200–$5,200/yr. Compare non-standard carriers.
North Dakota cityscape and street view
North Dakota SR-22 & High-Risk Auto Insurance GuideNorth Dakota SR-22 filing lasts 3 years after DUI or violations. High-risk premiums average $2,100–$4,200/yr. Compare carriers and costs.
Ohio cityscape and street view
Ohio SR-22 Insurance & High-Risk Auto CoverageOhio SR-22 filing costs $15–$50 but high-risk premiums run $2,200–$5,400/yr. 3-year requirement for DUI, suspensions. Compare non-standard carriers.
Oklahoma cityscape and street view
Oklahoma SR-22 Insurance: Cost & Requirements 2024Oklahoma SR-22 costs $15–$35 to file and lasts 3 years. High-risk premiums average $2,200–$4,500/year. Compare non-standard carriers.
Oregon cityscape and street view
Oregon SR-22 Insurance & High-Risk Auto CoverageOregon SR-22 required for DUI, suspensions. 3-year filing period, $15–$35 cost. High-risk rates $2,400–$4,800/yr. Compare non-standard carriers.
Pennsylvania cityscape and street view
Pennsylvania SR-22 & High-Risk Auto Insurance GuidePennsylvania SR-22 filing lasts 3 years and costs $15–$50 to file. High-risk premiums average $2,200–$4,500/year. Compare coverage options.
Rhode Island cityscape and street view
Rhode Island SR-22 & High-Risk Auto Insurance GuideRhode Island SR-22 lasts 3 years after DUI or suspension. Filing costs $15–$35, high-risk premiums average $2,400–$5,200/year. Compare options.
South Carolina cityscape and street view
South Carolina SR-22 & High-Risk Auto Insurance GuideSC SR-22 filing lasts 3 years after DUI or suspension. High-risk insurance costs $2,200–$5,400/yr. Filing fee: $15–$50. Compare carriers.
South Dakota cityscape and street view
South Dakota SR-22 & High-Risk Auto Insurance RatesSD SR-22 filing required 3 years after DUI. High-risk rates $2,200–$6,200/yr. Filing costs $15–$50. Compare non-standard carriers.
Tennessee cityscape and street view
Tennessee SR-22 & High-Risk Auto Insurance GuideTennessee SR-22 filing lasts 3 years and costs $15–$50. High-risk premiums average $2,200–$4,500/year. Compare SR-22 rates after DUI.
Texas cityscape and street view
Texas SR-22 Insurance & High-Risk Auto Coverage GuideTexas SR-22 lasts 2 years and costs $15–$50 to file. High-risk premiums average $2,200–$5,200/year. Compare non-standard carriers for DUI, violations.
Utah cityscape and street view
Utah SR-22 Insurance & High-Risk Auto Coverage 2024Utah requires 3-year SR-22 filing after DUI, suspensions, and uninsured accidents. High-risk rates: $2,400–$4,800/yr. Compare non-standard carriers.
Vermont cityscape and street view
Vermont SR-22 & High-Risk Auto Insurance (2025)Vermont SR-22 filing lasts 3 years and costs $15–$35, but high-risk premiums average $2,100–$4,200/year. Compare rates for DUI, suspensions.
Virginia cityscape and street view
Virginia SR-22 & FR-44 Insurance: Costs & RequirementsVirginia requires FR-44 for DUI, SR-22 for suspensions. 3-year filing, $15–$50 cost, $2,800–$5,200/yr premiums. Compare high-risk quotes.
Washington cityscape and street view
Washington SR-22 & High-Risk Auto Insurance RatesSR-22 required 3 years after DUI in Washington. Filing costs $15–$50. High-risk rates average $2,800–$5,200/yr. Compare non-standard carriers.
West Virginia cityscape and street view
West Virginia SR-22 & High-Risk Auto Insurance GuideWest Virginia SR-22 filing lasts 3 years after DUI or suspension. High-risk rates: $2,200–$4,500/yr. Filing cost: $15–$50. Compare carriers.
Wisconsin cityscape and street view
Wisconsin SR-22 & High-Risk Auto Insurance RatesWisconsin SR-22 filing costs $15–$35 and lasts 3 years. High-risk premiums average $2,400–$4,800/year. Compare DUI and violation rates.
Wyoming cityscape and street view
Wyoming SR-22 Insurance & High-Risk Auto CoverageWyoming SR-22 filing costs $15–$35, lasts 3 years, and raises premiums to $2,400–$4,800/yr for high-risk drivers. DUI and violation coverage options.