Wyoming SR-22 Insurance & High-Risk Auto Coverage
Wyoming requires 25/50/20 liability coverage and is an at-fault state.
Get SR-22 Quotes NowWyoming at a Glance
25/50/20
Minimum liability limits, in thousands of dollars (per person / per accident / property)
At-fault
The at-fault driver's insurance pays for the damage they cause
Optional
PIP and uninsured motorist coverage are not required by law
$50
State license reinstatement fee
Source: state DMV, insurance department and statute records, verified July 2026
State Requirements
The state mandates SR-22 filing for drivers with DUI convictions, multiple violations within 12 months, at-fault accidents without insurance, or license suspensions for traffic violations. High-risk drivers often need more than state minimums to satisfy reinstatement requirements or protect against underinsured claims.
Liability Insurance
SR-22 Insurance
Uninsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
Cost Overview
$23/mo
Typical monthly rate in Wyoming, non-owner policies
Rate data: Insure.com, 2026
What Affects Your Rate
- Location within Wyoming—Cheyenne and Casper see higher rates than rural counties due to accident frequency and population density
Get Your SR-22 Even Without a Car
Get SR-22 Quotes NowIf your license is suspended
Probationary License
application fee $15.
A coverage lapse is reported
The state acts on a lapse after 30 days.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
Which insurance companies offer SR-22 filing in Wyoming?
Non-standard carriers specializing in high-risk auto insurance provide SR-22 filing in Wyoming, though specific company availability varies by location and underwriting criteria. Standard carriers like State Farm or Progressive may offer SR-22 filings but often decline DUI or multiple-violation applicants. Working with an independent agent who accesses multiple non-standard markets increases your chances of approval and competitive rates.
Coverage Types
SR-22 Insurance
Certificate of financial responsibility filed by your insurer to prove continuous coverage to the Wyoming DOT. Required after DUI, uninsured accidents, or license suspensions for 3 years.
Liability Insurance
Covers injury and property damage you cause to others. Wyoming requires 25/50/20 minimums, but higher limits protect against lawsuits exceeding state minimums.
Uninsured Motorist Coverage
Pays your medical bills and vehicle damage when an uninsured or underinsured driver hits you. Optional in Wyoming but critical for high-risk drivers with limited savings.
Non-Standard Auto Insurance
Policies designed for drivers with DUIs, violations, SR-22 requirements, or coverage lapses who cannot qualify for standard carriers. Higher premiums but accessible approval.
Full Coverage
Liability plus collision and comprehensive, covering both your liability to others and damage to your own vehicle from accidents, theft, weather, or animal strikes.
Collision Coverage
Pays for damage to your vehicle after an at-fault accident, minus your deductible. Required by lenders for financed or leased vehicles.